HOME / BEYOND WORKERS' COMP
Beyond workers' comp
Comp pays some of your losses. A third-party claim can cover the rest.
| Workers' comp | Third-party claim | |
|---|---|---|
| Against | Your employer's insurer | Another company or person who caused the injury |
| Fault needed? | No | Yes |
| Pays for | Medical bills, part of lost wages | All damages, including full wages and pain and suffering |
The "statutory employer" question
In Georgia, a general contractor can sometimes be treated as the employer of a subcontractor's workers for workers' comp purposes, which can protect the GC from a lawsuit. This depends on how the contracts are set up, so we review them.
Who else might be responsible
- Another subcontractor whose crew created the hazard
- The maker or seller of defective equipment
- A rental company that provided unsafe equipment
- The property owner or site manager
- An engineer or inspector, in some cases
Repaying workers' comp
If you recover in a third-party case, the comp insurer may have a right to be repaid from it, in certain conditions. We negotiate that too.
Hurt on a job site?
Free case review with Talal Perez Ghosheh. English or Spanish.